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Direct Loan

The Possibilities

Opportunities await Dayton homeowners who would like to fix up their single-family homes. The Direct Loan for Housing Home Improvements Program offers credit-worthy borrowers the possibility to address a number of issues, including...

  • Code violations
  • Health issues
  • Safety issues
  • Roofs, gutters and downspouts
  • Windows and doors
  • Furnaces
  • Water heaters
  • Mechanical upgrades

The Benefits

CityWide's Direct Loan for Housing Home Improvements Program offers...

  • Basic general remodeling
  • Availability to homeowners in all city of Dayton neighborhoods

The Facts

  • Maximum Loan: $15,000 for single-family, owner-occupied homes.
  • Term: 3 - 15 years
  • Rate: Market rate, or below, based on need
  • Eligibility: Unit must be single-family, owner-occupied