Typical Loan Breakdown

A typical SBA 504 loan breakdown is as follows:

50%  Bank
40%  SBA
10%  Owner equity

For example, a $600,000 project might break down like this:

$300,000 from bank
$240,000 from SBA
$60,000 of owner equity

Variation in equity injection may occur due to length of time in business and/or type of real estate. Please contact a CityWide loan officer at 937-853-2533 or 937-853-2561 to discuss your specific situation